This is a profile image of María del Mar Martínez

María del Mar Martínez

Senior PartnerMadrid

Advises financial institutions on growth strategies and organization, innovation, risk management, and control.

Based in the Madrid office, María del Mar is a core member of the European Banking and Risk & Resilience Practice. She has more than 20 years’ experience advising leading financial institutions in Europe and Latin America on their most complex business challenges, including growth and innovation strategies as well as the management and control of risks and capital.

María del Mar has advised several institutions on growth programs through high-value customer segment approaches and product innovation in the areas of consumer credit and others. She has also led commercial transformations, including commercial productivity programs, digital sales and distribution strategy, and the derived organizational and change implications for banks.

Additionally, María del Mar has contributed for years to the development of risk management knowledge and capabilities in Europe. This includes capital management—both technical and business—credit and collections, transformation of control and compliance areas, and stress-testing exercises. María del Mar is on the McKinsey on Risk editorial board and has published numerous articles and studies on these topics. She is often a speaker at conferences.

María del Mar has always demonstrated a firm commitment to women and diverse groups’ professional advancement in McKinsey, in other companies, and in society. She regularly writes and speaks on this subject as well.

Published work

Diversity matters even more: The case for holistic impact, McKinsey & Company, December 2023

Women Matter, Portugal: Women are still far from top corporate-leadership positions, McKinsey & Company, April 2023

Women Matter, Spain: Women are still far from top corporate-leadership positions,” McKinsey & Company, March 2023

2023, a testing year: Will the macro-scenario range widen or narrow?,” McKinsey & Company, January 2023

Spain after COVID-19: From resilience to reimagination,” McKinsey & Company, June 2020

McKinsey on Risk, Issue 2, McKinsey & Company, January 2017

McKinsey on Risk, Issue 1, McKinsey & Company, July 2016

Women Matter 2016: Reinventing the workplace to unlock the potential of gender diversity,” McKinsey & Company, January 2017

Education

Stern School of Business, New York University
Masters, international management

Ecole des Hautes Etudes Commerciales (Paris)
Masters, international finance

ESADE (Barcelona)
MBA and BA, business administration